Bridging & Development Funding

Short term funding for land or property purchases plus refurbishment or development costs.

WHY WORK WITH US?

At Rokform Finance, we pride ourselves on delivering exceptional service and expertise to meet all your mortgage needs.

Quick Funding

Bridging enables you to obtain funds rapidly to seize timely investment opportunities.

Flexible Terms

Customised loan terms to fit your requirements based on the project and exit.

Terms to suit you

We have access to hundreds of lenders to ensure we source you the best terms

Some forms of Bridging Loans are not regulated by the Financial Conduct Authority.

Bridging loans

Bridging Finance is a short-term funding solution, primarily used in property transactions. It’s the perfect tool for those moments when timing is crucial.

Typically used for auction purchases or buying a property that is uninhabitable/unmortgageable.

Speak with our team to get advice on bridging loans.

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Development loans

A development loan is a facility for build costs additional to a bridge loan, typically you can borrow 100% of the build costs. We have access to 100s of lenders that can meet your requirements.

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Development exit loans

Whether your project is part finished or at practical completion, we have a large panel of lenders that can help you refinance your existing debt or simply raise funding against your asset.

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Case Study:

Securing a Complex First-Time Buyer Bridging Loan

In December, our client had an offer accepted on their first home for £190,000. The property needed around £30,000 of work and was expected to be worth £320,000 once renovated. As a first-time buyer planning to live in the property, they faced several challenges. A large part of the deposit was gifted by family, and the property was considered non-standard due to the level of work required. Many lenders were unwilling to proceed, especially as bridging loans are rarely offered to first-time buyers. Our broker had the experience to know which lenders to approach, and we sourced a specialist lender prepared to accept these unique circumstances. The valuation process created another hurdle. The valuer initially reported that the property needed far more work than anticipated, which threatened the deal. We challenged this and successfully secured the bridging loan offer on New Year’s Eve. From offer to completion, the process took just nine working days, and the purchase completed on 12 January 2026.

(Figures correct as of 31/12/25)

CONTACT US

Ready to secure the best mortgage deal for your property? Our team of experienced advisors is here to help you every step of the way.

Book Your Free Initial Consultation: Book an appointment with one of our experts to discuss your financial situation and mortgage needs.

Take the first step towards your property goals with Rokform Finance today!

Rokform Finance is a trading style of Rokform Mortgages Ltd, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority, number 1031889. Registered in England and Wales no 16184015, Registered Address: 195-197 Whiteladies Road, Bristol, England, BS8 2SB. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Equity Release – This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. Some forms of Buy to Let mortgages and Commercial Finance are not regulated by the Financial Conduct Authority. Rokform Mortgages Ltd are not authorised to provide advice on Commercial products, these will be referred to a third party. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.