Commercial Mortgages

Owner occupied business premises, commercial & mixed use investment mortgages.

BOOK YOUR FREE INITIAL CONSULTATION

Why work with us?

We have access to the whole market meaning we can find the most competitive terms.

Tailored Solutions

We understand that every client is unique. Our bespoke mortgage and insurance solutions are designed to meet your specific needs.

Expertise in Mortgage Sector

With extensive experience in the industry, our team offers unparalleled knowledge and insights.

Comprehensive Services

From residential and commercial mortgages to a wide range of insurance products, we offer a one-stop solution for all your financial needs.

Book Free INITIAL Consultation

Rokform Mortgages Ltd are not authorised to provide advice on Commercial products; these will be referred to a third party.

commercial mortgage bristol

Commercial Investment Mortgage (BTL)​

This type of mortgage is used to finance a property that will be rented out to business tenants, rather than being used by the owner in their day-to-day operations. It would be available for business properties such as offices, factories, shops and more.

In this way, it is similar to how landlords use buy-to-let mortgages for residential properties that they want to fill with rent-paying tenants.

Enquire Now
Development loans bristol - Rokform Finance

Semi-Commercial Mortgage

Also referred to as mixed-use mortgages, these are mortgages that finance the purchase of properties with both residential and commercial elements. These include properties that business owners live in and work from, as well as properties that are fully let out by the owner

Enquire Now
Development loans bristol - Rokform Finance

Owner Occupied
Commercial Mortgage

This type of mortgage can be used to finance a property where the owner uses the property in the day-to-day operations of their business. They cover a range of business premises, including offices, factories, shops, and more, and are available to a range of business types, such as sole traders, limited companies, partnerships, and limited liability partnerships (LLPs).

Enquire Now

Auction Purchase of a Vacant Bank

Our client lost their funding at the 11th hour and subsequently had Notice to Complete served on them, leaving them at risk of losing their 10% deposit, we issued terms same day and completed within 7 days of instruction. The client will apply for planning to convert the upper floors to Residential and look to retain the block long term.

FINANCIALS
Purchase price: £144,000
Bridge loan – 75%: £108,000

8 Bed HMO

Our client was purchasing a bungalow with planning pending to convert to a 8 bed HMO, the lender chosen was flexible with the planning pending to complete on the purchase, and once the drawdown facility would kick in.

New Build HMO

New Build HMO Bristol

Our client was purchasing a plot of land with planning to build a 6 bed HMO, we found a lender that could complete very quickly to ensure the clients offer was attractive to the motivated seller.

Case Study:

From Commercial Building to 7-Bed HMO

Our first-time investor clients purchased a commercial property through their limited company and secured planning permission under sui generis to convert it into a seven bedroom HMO. The transformation was a success, but refinancing presented a major challenge. Most lenders required one to two years of letting experience, which our clients did not have. This could have stalled their plans, but our broker’s expertise made the difference. By leveraging the strength of the planning work and the clients’ profile, we negotiated an exception with a specialist lender. The refinance was approved, allowing the clients to release funds and move forward with confidence. They were thrilled with the outcome, and this case highlights how experience and lender relationships can overcome barriers for new investors.

CONTACT US

Ready to secure the best mortgage deal for your property?

Our team of experienced advisors is here to help you every step of the way.

 Book Your Free Initial Consultation: Book an appointment with one of our experts to discuss your financial situation and mortgage needs.

Take the first step towards your property goals with Rokform Finance today!


    By submitting this message, you agree with our
    Privacy Policy.

    rokform finance instagram
    Facebook Linkedin
    Rokform Finance Community Partner
    Club membership

    Rokform Finance is a trading style of Rokform Mortgages Ltd, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority, number 1031889. Registered in England and Wales no 16184015, Registered Address: 195-197 Whiteladies Road, Bristol, England, BS8 2SB. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Equity Release – This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. Some forms of Buy to Let mortgages and Commercial Finance are not regulated by the Financial Conduct Authority. Rokform Mortgages Ltd are not authorised to provide advice on Commercial products, these will be referred to a third party. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.