Protect what matters
most to you.

Safeguarding you and your home from the unexpected.

WHY WORK WITH US?

At Rokform Finance, we pride ourselves on delivering exceptional service and expertise to meet all your protection needs.

Tailored Solutions

We understand that every client is unique. Our insurance solutions are designed to meet your specific needs.

Expertise in Protection

With extensive experience in the industry, our team offers unparalleled knowledge and insights.

Comprehensive Services

Whether you need life cover, critical illness cover or income protection, our team can guide you through the process.

Life Insurance

  • Life cover – this can either be on a decreasing scale in line with the mortgage balance or on a level term basis, which pays out a guaranteed amount.
  • Family income benefit cover (FIB) – this will be a regular monthly income to your family in the event of death to cover their regular outgoings or expenses. (This can also be applied to payout in the event of a terminal illness).
Life insurance
Illness and Unemployment Cover

Illness and Unemployment Cover

  • Critical Illness Cover (CIC): This pays out a lump sum in a number of pre-determined illnesses should they happen one of the policyholders). The purpose of this cover is to help the applicant and their family focus on the road to recovery rather than their financial burdens at such a sensitive moment.
  • Income Protection Cover (IP): This pays out a regular monthly income in the event that one of the policy holders is unable to work for a pre-determined term.
Illness and Unemployment Cover

Commercial Related Insurance

  • Relevant life
  • Shareholder Protection (or Ownership Protection)
  • Key Person Insurance
  • Loan Protection (Directors’ Loans/Business Loans)
Commercial Related Insurance
Residential Property Insurance

Residential Property Insurance

  • Homeowners Insurance: Protect your home against damage, theft, and other risks.
  • Buy-to-Let Insurance: Specialised coverage for landlords renting out residential properties.
Residential Property Insurance

Auction Purchase of a Vacant Bank

Our client lost their funding at the 11th hour and subsequently had Notice to Complete served on them, leaving them at risk of losing their 10% deposit, we issued terms same day and completed within 7 days of instruction. The client will apply for planning to convert the upper floors to Residential and look to retain the block long term.

FINANCIALS
Purchase price: £144,000
Bridge loan – 75%: £108,000

8 Bed HMO

Our client was purchasing a bungalow with planning pending to convert to a 8 bed HMO, the lender chosen was flexible with the planning pending to complete on the purchase, and once the drawdown facility would kick in.

New Build HMO

New Build HMO Bristol

Our client was purchasing a plot of land with planning to build a 6 bed HMO, we found a lender that could complete very quickly to ensure the clients offer was attractive to the motivated seller.

Case Study: Income Protection

A Lifeline for a Self-Employed Tradesperson

Our client was a self-employed carpenter, with no guaranteed work and no sick pay. On the advice of their mortgage adviser, they decided to take out income protection. Two years later, they became seriously ill and were admitted to hospital. They lost the use of their right hand and much of the mobility in their left. The diagnosis was Vasculitis, which meant they could no longer return to their trade. Fortunately, their income protection policy paid out the full benefit.This financial support was a huge relief, allowing them to focus on recovery without the stress of unpaid bills. For anyone self-employed, income protection can be invaluable. It provides peace of mind when life takes an unexpected turn.

CONTACT US

Ready to secure the best mortgage deal for your property?

Our team of experienced advisors is here to help you every step of the way.

Book Your Free Initial Consultation: Book an appointment with one of our experts to discuss your financial situation and mortgage needs.

Take the first step towards your property goals with Rokform Finance today!


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    Rokform Finance is a trading style of Rokform Mortgages Ltd, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority, number 1031889. Registered in England and Wales no 16184015, Registered Address: 195-197 Whiteladies Road, Bristol, England, BS8 2SB. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Equity Release – This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. Some forms of Buy to Let mortgages and Commercial Finance are not regulated by the Financial Conduct Authority. Rokform Mortgages Ltd are not authorised to provide advice on Commercial products, these will be referred to a third party. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.