Equity Release

Helping you get the best mortgage deal for your home and circumstances.

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WHY WORK WITH US?

At Rokform Finance, we pride ourselves on delivering exceptional service and expertise
to meet all your mortgage needs.

Tailored Solutions

We understand that every client is unique. Our bespoke mortgage and insurance solutions are designed to meet your specific needs.

Expertise in Mortgage Sector

With extensive experience in the industry, our dedicated team offers unparalleled knowledge, strategic insights and practical guidance.

Comprehensive Services

From residential and commercial mortgages to a wide range of insurance products, we offer a one-stop solution for all your financial needs.

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This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

What is Equity Release?

Equity release in the UK is a way for homeowners, typically aged 55 and over, to unlock some of the cash tied up in their property without having to sell or move out.

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Bristol Equity Release advisor
Bristol equity release

How Does It Work?

There are a few types of equity release:

  • Lifetime Mortgage – You borrow money against your home/new property. You can pay the interest or let it build up. The loan is paid back when you pass away or move into care.
  • Home Reversion Plan – You sell part of your home to a provider for a lump sum or monthly payments, but you can stay living there for life, rent-free.
  • Retirement Interest-Only (RIO) Mortgage – You borrow money and only pay the interest each month. The full loan is repaid when you move out or pass away.
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Things to Think About:

  • It might reduce the value of what you leave behind
  • Interest can grow if you don’t pay it off
  • It could affect your benefits
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equity release
equity release bristol

What Can the Money Be Used For?

  • Buying a new home, like moving closer to family.
  • Home improvements.
  • Paying off an existing interest-only mortgage.
  • A new car or holiday.
  • Helping your children or grandchildren financially
  • Any other legal reason

Why People Choose Equity Release:

  • Get tax-free cash from your home.
  • Stay in your current property.
  • Choose how to receive the money: all at once or in smaller payments.
  • Use it to move if needed
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Who Can Apply?
Anyone over 55 in the UK. |

You don’t need to already own a home, if you have a deposit, equity release could help you buy one.

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Auction Purchase of a Vacant Bank

Our client lost their funding at the 11th hour and subsequently had Notice to Complete served on them, leaving them at risk of losing their 10% deposit, we issued terms same day and completed within 7 days of instruction. The client will apply for planning to convert the upper floors to Residential and look to retain the block long term.

FINANCIALS
Purchase price: £144,000
Bridge loan – 75%: £108,000

8 Bed HMO

Our client was purchasing a bungalow with planning pending to convert to a 8 bed HMO, the lender chosen was flexible with the planning pending to complete on the purchase, and once the drawdown facility would kick in.

New Build HMO

New Build HMO Bristol

Our client was purchasing a plot of land with planning to build a 6 bed HMO, we found a lender that could complete very quickly to ensure the clients offer was attractive to the motivated seller.

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Ready to secure the best mortgage deal for your property?

Our team of experienced advisors is here to help you every step of the way.

Book Your Free Initial Consultation: Book an appointment with one of our experts to discuss your financial situation and mortgage needs.

Take the first step towards your property goals with Rokform Finance today!


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    Rokform Finance is a trading style of Rokform Mortgages Ltd, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority, number 1031889. Registered in England and Wales no 16184015, Registered Address: 195-197 Whiteladies Road, Bristol, England, BS8 2SB. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Equity Release – This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. Some forms of Buy to Let mortgages and Commercial Finance are not regulated by the Financial Conduct Authority. Rokform Mortgages Ltd are not authorised to provide advice on Commercial products, these will be referred to a third party. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.